allonlinenovel Chapter 590 Loan
Chapter 590 Loan
Speculation has always been a derogatory term in the mainland.
When Su Yunjie heard this word, he instinctively felt that this was not a good thing.
"What you said is quite clear, but why do I feel that this matter is so unreliable?"
"Who can guarantee that the company you buy shares in will become big and powerful in the future? I think the risk is too great. Besides, we're only in Hong Kong for a few days. How can a company become successful overnight?"
"I advise you to forget it. We are here for tourism, so don't do these useless things."
"Wouldn't it be nice to have a good stroll and then return to Binjiang safely?"
Although Su Yunjie roughly understood what stocks were all about, he also understood that there were great risks involved.
"Don't worry, I'm not blindly investing in stocks. I have a guiding light." Lu Ye said with a smile.
"What guiding light?" Su Yunjie was a little stunned, thinking that Lu Ye was being mysterious.
"Anyway, I know what I'm doing, so just be at ease. Everything will be fine."
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Su Yunjie's suggestion was very good, but Lu Ye could not accept it.
Lu Ye would feel that he had lost a lot if he didn't do anything while having such a good opportunity to hitchhike.
In the Shu family villa.
Shu Wen thought about it for a long time and finally decided to adopt her grandfather's advice.
Instead of mortgaging the farm shares to the bank, it would be better to mortgage them to the Shu Group.
At the very least, Lu Ye does not have to pay high interest to the bank for the 200 million Hong Kong dollars he borrowed.
Moreover, if Lu Ye really couldn't pay back the money in the end, Shu Wen felt that she could still mediate.
"Grandpa, let's do as you say. I'll go find Lu Ye and talk to him later."
"Oh yes, I'm going to have dinner with them and not at home." Shu Wen said deliberately.
"I'll ask someone to prepare the money and give it to Lu tomorrow." said Mr. Shu.
The reason why Lu Ye was given the 4% farm shares was partly due to his contribution in the contact process, but saving Shu Wen was also a very important factor.
Originally, as long as Lu Ye had this 4% stake, he could basically ensure a life of ease and comfort.
However, Lu Ye did not cherish it well. He actually used the 4% shares to mortgage a loan from the bank and used the money to speculate in stocks.
This made Mr. Shu feel that Lu Ye was too young and impulsive and didn't know how to cherish.
That's why he came up with this idea.
The family loaned money to Lu Ye.
However, if Lu Ye really cannot pay back the money, Mr. Shu really plans to take away the 4% shares to teach Lu Ye a lesson.
In the evening, Shu Wen came to the hotel again to pick up Lu Ye and Su Yunjie, preparing to go to Hong Kong University.
In the car, Shu Wen looked at Lu Ye and said softly, "Lu Ye, I've told my grandfather about your loan."
"Oh, Mr. Shu doesn't agree either?" Lu Ye guessed after hearing this.
"No, my grandfather gave me a suggestion. We, the Shu family, will lend you 200 million Hong Kong dollars, interest-free, for a period of 6 months. You just need to pay it back after the due date."
Shu Wen's words surprised Lu Ye.
"That's not good." Lu Ye shook his head and refused immediately.
"Don't rush to refuse. My grandfather said that he can lend you the money, but you have to use the 4% shares as collateral. If you can't pay the money back by the due date, the 4% shares will belong to our Shu Group." Shu Wen continued.
Only then did Lu Ye understand what Mr. Shu meant.
The Shu Group has invested a lot in this farm in the mainland, and it is obvious that Mr. Shu is not going to let anyone else get involved.
However, with this condition, Lu Ye can accept the loan with confidence without worrying about taking advantage of others.
"If that's the case, then I accept the old man's advice." Lu Ye said immediately.
Seeing that Lu Ye was determined to do this, Shu Wen was full of worries, but since things had come to this point, she had no other choice.
"I'll give you the money tomorrow."
"Don't we need to sign an agreement or something?" Lu Ye asked.
"That's not necessary. I trust you."
Su Yunjie was sitting in the passenger seat, listening to the conversation between the two people behind him, feeling very worried.
Even though Lu Ye had already assured him that he was confident about stock speculation, Su Yunjie was still very nervous when he had to watch Lu Ye take the risk of 200 million Hong Kong dollars.
The car soon arrived at Hong Kong University.
Su Mengyao, who had made an appointment long ago, was already waiting for Lu Ye and the others in the apartment.
After picking up Su Mengyao, everyone went to a Hong Kong-style restaurant in Central at Shu Wen's suggestion.
This was also the first time that Su Mengyao walked out of Hong Kong University and appreciated the beautiful scenery of Hong Kong since she came to Hong Kong.
Towering office buildings and yachts floating on the sea.
Su Mengyao stood in front of the huge floor-to-ceiling window in the restaurant's private room, gazing at the beautiful scenery outside.
Lu Ye did not tell Su Mengyao about his plan to invest in stocks. Su Yunjie wanted to speak, but finally chose to remain silent.
After all, this is Lu Ye's business, and it is not very nice for him to say it out loud.
Salt and pepper mantis shrimp, Hong Kong-style roast goose, Buddha jumps over the wall, bird's nest, shark fin...plate after plate of famous Hong Kong-style dishes were served on the table.
This was also the first meal we had together after arriving in Hong Kong.
After tasting some Hong Kong cuisine, everyone took a tour of the beautiful Central.
It was not until the night deepened and Su Mengyao needed to return to Xiangda that the four of them ended their activities for the day.
The next day.
Mr. Shu had prepared 200 million Hong Kong dollars in cash early on, which he packed in two black leather suitcases.
Shu Wen sat in the living room, looking at the two suitcases.
She knew clearly that if Lu Ye lost the money, he would lose his shares in the farm, and the loss would be huge.
At this moment, Shu Wen even wanted to go back on her word and not give the money to Lu Ye.
In this way, Lu Ye would not take the risk.
"When you give the money to Lu Xiaozi, you can remind him again that stock trading is risky. If he regrets it, then forget it."
"No one will make fun of him." said Mr. Shu.
"Grandpa~!"
Upon hearing this, Shu Wen called out to Old Man Shu with a hint of anger.
There was a hint of dissatisfaction in his voice.
Shu Wen was very smart, so how could she not hear the hint of provocation in the old man's words?
If I really said that, it would be adding fuel to the fire for Lu Ye.
"Haha...I was just saying it casually." Seeing that his granddaughter was unhappy, the old man hurriedly explained.
"Then I'll go out first."
Shu Wen said something, stood up and prepared to go find Lu Ye with the money.
As soon as Shu Wen left, Shu Tianqi, who had finished breakfast, followed her into the living room.
Looking at his daughter's back as she left the house, Shu Tianqi said to the old man:
"Xiao Lu is a smart guy who's always very meticulous in his work. How could he do something so impulsive this time?"
"That's not like his character."
"Dad, do you think this kid really has some plans, but is just not comfortable saying them out loud?"